Capital Solutions.
Structured Around You.
No Credit check. One assessment routes your
business to the right lender — from same-day micro funding to SBA-aligned financing — in 24 to 48 hours.
Funding Designed to Support Your Goals
Business Line of Credit
Revolving access to capital — draw funds when needed and reuse as you repay.
Required Criteria:
2+ years in business
$20,000+ monthly revenue
680+ personal FICO
US-based business
Funding: $5,000–$150,000 revolving
Business Capital
One assessment routes you to multiple capital options and helps you compare offers without guessing.
Required Criteria:
4+ months in business
$15,000+ monthly revenue
550+ personal FICO
Business checking account (not personal)
Max 5 NSF/negative days in last 3 months
USA or Canada
Funding: $10k–$2M in 24–48 hrs
Fast Funding + Payoff Rewards
Capital options designed for speed — with potential savings when you pay off early.
Required Criteria:
$20,000+ monthly revenue (last 3 consecutive months)
12+ months in business
Business checking account
No current funding defaults
Clean payment history
Not in high-risk industry (transport, construction, real estate, adult)
Funding: same week
Startup Funding (0% Intro)
Startup and expansion funding including 0% introductory structures for qualified applicants.
Required Criteria:
Personal credit score drives approval (higher = more funding)
No revenue history required — works for brand new businesses
Cosigner allowed if credit doesn't qualify
0% introductory rate for 6–18 months on credit lines
Term loans: 3.99%–12.99%
Credit lines: 5.99%–14.99% after intro period
7–10 days from application to funding
Unsecured — no collateral needed
Residential Investor Loans
Rental loans, fix & flip, new build, and multifamily pathways matched to your deal strategy.
Required Criteria:
Property strategy required: DSCR, ARV, or experience-based
Fix & flip, rental, new build, or multifamily
Deal structure and exit strategy reviewed
Experience level considered
No standard revenue requirement — deal quality drives approval
SBA-Aligned Financing
Longer-term financing for established businesses with stronger documentation and underwriting.
Required Criteria:
Established business with documented financials
Business tax returns required
Documented use of funds
Longer underwriting process
Best rates in the lineup: 3.99%–12.99%
10–25 year terms available
Same-Day Micro / Gig Funding
Smaller funding for newer businesses, side gigs, rideshare drivers and independent workers when timing matters.
Required Criteria:
3+ months in business
$3,000+ monthly bank revenue
No collateral required
Link bank account for instant verification
Funding: $300–$20,000 same day
Revenue-Based Financing
Flexible capital tied to business performance — decisions can be fast when documentation is ready.
Required Criteria:
Consistent monthly revenue and bank deposits
Business financials reviewed
Faster when documentation is ready upfront
Terms vary by program and provider
BankBreezy Funding Menu
Next-day business funding, same-day micro, side-gig options, and lines of credit — all in one.
Required Criteria:
4+ months in business
$5,000+ monthly revenue minimum
450+ credit score
All industries accepted
Single application, multiple lenders compete
Empowering Your Financial Journey with Free Tips
1. Avoid Submitting Multiple Applications at the Same Time
It is generally not recommended to submit funding applications to many different lenders at once. Multiple submissions can trigger additional credit inquiries, create confusion across lenders, and reduce approval odds. In many cases, this leads to worse terms or unnecessary declines rather than better offers.
2. Match the Application to the Right Program First:
Different lenders evaluate risk differently. Applying without knowing which programs actually fit your situation often wastes time and damages leverage. A targeted approach — choosing the right lane before submitting — usually produces better outcomes than applying blindly across the market.
3. Real Estate and Mortgage Shopping Should Be Done Strategically:
Shopping multiple real estate or mortgage lenders is common, but it should be done within a short window. Spreading applications out over time or mixing loan types can increase risk and complicate underwriting. Focused comparison beats prolonged shopping.
4. Do Not Change Your Credit Profile Mid-Process:
Opening new accounts, increasing balances, or making major financial changes during a funding review can negatively affect results. Many lenders recheck information before final approval. Stability during the process is one of the most overlooked success factors.
5. Clean and Consistent Information Matters More Than Speed:
Incomplete, inconsistent, or rushed submissions slow down approvals and raise red flags. Lenders prioritize clarity and accuracy over urgency. Preparing documents and answers properly before submitting often shortens timelines overall.
6. Compare Total Cost, Not Just the Rate or Amount:
The best funding option is not always the highest amount or lowest advertised rate. Fees, repayment structure, prepayment terms, and flexibility matter. Looking at the full picture protects long-term cash flow and avoids expensive surprises.
7. Use Guidance Before You Submit Anywhere:
The smartest borrowers review their options with a specialist before applying. A short consultation can prevent unnecessary credit impact, help select the right program, and improve approval odds. There is no obligation — it’s about choosing the cleanest path forward.
Contact Us for Your Business Funding Needs
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